OVERVIEW

DecisionPro™ draws on over 20 years of experience in consumer credit, underwriting millions of direct and indirect applications. Able to accommodate automated decisions in small to large volumes and a wide range of credit products, the system is built on a solid foundation of practical experience using today’s technology. It can be quickly deployed in workgroups or for enterprise-wide access and functionality.

Whether you’re a community lender, bank, credit union or finance company, consider DecisionPro for automated workflow, better credit and compliance risk management and improved operational efficiency. DecisionPro delivers a powerful suite of productivity and risk mitigation tools to address the key areas of credit underwriting and origination workflow management. 

DecisionPro provides your financial institution with:

• A complete consumer loan origination system that automates the majority of credit underwriting steps to makes it faster and easier to process a credit application by providing policy-based automated decisions or recommendations 
• A streamlined application process with auto-generated notifications, welcome letters and adverse action letters
• "What-if" calculations and comprehensive financial and budget analysis tools
• Duplicate application, OFAC and bureau alerts 
• Automatic retrieval and parsing of credit bureau reports
• Automobile dealer loan processing via DealerTrack™ and RouteOne
• Vehicle Valuation (NADA®, Black Book®and Kelley Blue Book®) 
• A Standard Risk-Based Pricing Module 

DecisionPro enables your financial institution to:

• Improve customer service by automating the majority of credit underwriting steps to makes it faster and easier to process a credit application and inform the customer of the loan decision.
• Improve decision quality and reduce credit risk by considering score, rules and internal policy to ensure fast, fair and consistent treatment of each applicant.
• Enforce lending limits and override limits for each officer, documenting any exceptions.
• Employ OFAC and bureau alerts, such as Fraud and Active Duty Alerts, to minimize related exposure.
• Stay compliant with tools to facilitate HMDA data collection, FACT Act and Regulation B compliance, and record well-documented transaction history information.
• Ensure compliant loan documentation nationwide through integration with LaserPro®, the industry’s most recognized compliant loan documentation system

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