OVERVIEW

CreditQuest® Rating Manager is a highly-flexible software solution that enables financial institutions to deploy and use a wide range of risk rating models. CreditQuest Rating Manager supports models that incorporate borrower demographics, financial statement elements, management quality assessments, industry segment risk, related parties, account activity, quality of collateral, real-time exception alerts and more. These models may automatically aggregate the information available to the financial institution regarding counterparties, facilities and collateral. In addition, CreditQuest Rating Manager can enforce the business workflow for entering and approving ratings, including support for authorized rating override adjustments. Click here to view the CreditQuest Rating Manager workflow chart.

CreditQuest Rating Manager provides your financial institution with:

• An easy-to-use solution to manage the entire risk rating business process
• The ability to support multiple models
• A personalized desktop that displays the individual and workgroup status of ratings
• A simplified and streamlined process to enter rating data
• Context-sensitive credit policy guidelines
• Detailed results and validation audits

CreditQuest Rating Manager enables your financial institution to:

• Make better risk decisions by including risk rating as a key element of your credit approval process
• Deploy most types of internal risk rating models
• Automate retrieval of in-file supporting information, such as value of financial statement items, demographics, credit bureau scores and account information
• Route a risk rating between peers or to a supervisor for review and final approval
• Assign a Probability of Default (PD) and log historical data for analytical reporting