OVERVIEW

CreditQuest® Financial Analyzer is a next-generation financial management and analysis solution that enables financial institutions to manage credit risk efficiently and effectively. CreditQuest Financial Analyzer helps rate commercial customers by leveraging the information contained within their financial statements.

Financial statement analysis is one of the key processes in commercial lending. Click here to view an overview of the CreditQuest Financial Analyzer workflow.

CreditQuest Financial Analyzer provides your financial institution with:

• Unmatched flexibility to completely define the financial models, including charts of accounts, structures of the model, line items, ratios and calculations
• Predefined templates appropriate to each entity to easily capture financial statement information
• Automated out-of-balance indicators and validation checks
• Flexible user views to allow toggling between entry format and the analysis and reporting format
• A powerful formula editor to support sophisticated calculation, yet display the calculation basis in an easy-to-understand description
• Comprehensive peer analysis functionality that enables you to compare to the industry standard, Risk Management Association, or to in-house statements of specific peer or peer groups

CreditQuest Financial Analyzer enables your financial institution to:

• Gain efficiencies by quickly capturing financial statements, automatically calculating financial ratios and generating instant reports. 
• Centrally manage customer financial data and statements, thereby improving risk rating capability and cutting operational costs associated with data management. 
• Enter customer-specific financial covenants within CreditQuest Financial Analyzer to simplify tracking and improve follow-up.
• Define complex financial ratios (for example, a Z-score) using the customizable financial ratio editor.
• Produce customized summaries or detailed reports of the analysis containing statements, comparisons, flexible graphs and user comments, all available via Web access, subject to security restrictions. 

Read What Our Clients Are Saying