SOLUTION FINDER

PhoenixEFE® Lending & Compliance provides end-to-end commercial, consumer and mortgage lending capabilities—from compliant documents & origination to administration and underwriting to customer, account and portfolio servicing to collections—every stage of lending is automated in one application.

PhoenixEFE® Self Service provides mobile, voice and Internet-based self-service solutions for consumers and businesses that enable real-time convenience and straight-through-processing automation.

PhoenixEFE® Business Intelligence is a combination of tools enabling you to conduct extensive market research and analysis, as well as integrate and launch campaigns across the enterprise. A powerful report writer empowers your staff to make decisions based on analysis from reports they create themselves. In addition, a flexible performance dashboard keeps key operational metrics always at hand—for any of your staff.

PhoenixEFE® Financial Accounting delivers specialized applications for general ledger accounting, investments portfolio analysis, fixed assets, accrued items, and accounts payable—all integrated with institution-wide financial data.

UltraData® Enterprise Core offers a suite of integrated, complementary applications, open architecture and connectivity providing a platform that ensures your credit union has a competitive advantage. As the only core solution to be SCP-certified by the Service Strategies Corporation, our knowledge-centered client support and service practices ensure you the highest level of service in the industry.

UltraData® Enterprise Self Service offers a comprehensive suite of innovative Internet solutions, helping you become a stronger competitor in the financial marketplace and giving you the ability to better serve the needs of your members. UltraData Enterprise Self Service solutions allow members to choose when, where and how they bank…at their convenience…all in real time.

Your members rely on access to their financial services around-the-clock. Harland Financial Solutions wants to ensure you are prepared in the event a disaster strikes by providing a range of options to ensure business continuity 24 hours a day, 7 days a week. UltraData® Enterprise Business Continuity offers solutions for high availability, online data storage and disaster recovery, as well as outsourced IT and operational services.

With UltraData® Enterprise Collections, collectors can define up to 15 stages of delinquency to tailor a progressive series of collection methods. Research shows that better targeting leads to increased recovery. With UltraData Enterprise Collections, members can be contacted and counseled before problems worsen. This saves time and reduces charge-offs, minimizing losses related to delinquent loans.

UltraData® Enterprise CRM provides a single control point for all member contacts and sales campaigns, enabling a credit union to focus efforts on both service and sales. This enterprise-wide approach includes powerful contact management, sales and incentive tracking, referral management, problem resolution, campaign and schedule management, and provides a complete view of each member.

Intrieve®Advantage Core is an outsourced, fully integrated core solution for thrifts and savings banks. Developed and customized specifically for this financial sector, IntrieveAdvantage Core is an online, real-time system that maximizes your profitability, enhances customer service, and boosts productivity. Built on .NET architecture, IntrieveAdvantage Core utilizes a relational database so you and your staff can view a complete profile of a customer.

LaserPro® Consumer Lending allows you to quickly process consumer applications from cross-selling to closing, while maintaining loan documentation compliance. It includes multi-state lending, interstate branching and collateral documentation for all 50 states.

Every day, thousands of Customer Service Representatives depend on DepositPro® to efficiently open new consumer and commercial accounts. For over 20 years, DepositPro has produced and perfected deposit document printing and compliance, while providing workflow tools to address the myriad of tasks required in opening a new account.

CreditQuest® Financial Analyzer is a next-generation financial management and analysis solution that enables financial institutions to manage credit risk efficiently and effectively. CreditQuest Financial Analyzer helps rate commercial customers by leveraging the information contained within their financial statements.

CreditQuest® Rating Manager is a highly-flexible software solution that enables financial institutions to deploy and use a wide range of risk rating models. It supports models that incorporate borrower demographics, financial statement elements, management quality assessments, industry segment risk, related parties, account activity, quality of collateral, real-time exception alerts and more. These models may automatically aggregate the information available to the financial institution regarding counterparties, facilities and collateral.

Cavion® Mobile Banking Professional allows consumers to access information, products and services using a wide range of cell phones, smart phones, iPhone® or other compatible devices.

Cavion® Business Banking is designed for businesses to support their online banking needs. From providing innovative payment solutions to presenting flexible, efficient cash management tools, Cavion Business Banking delivers online functionality that small business owners need to effectively manage their businesses.

Cavion® Bill Pay is one of the most complete bill management services in the market. It allows consumers to receive, view, manage and pay all of their bills, whether paper or electronic, online at their convenience through Cavion Internet Banking.

Protect your network, customer data and Internet connectivity assets with Cavion® Security Solutions. Assess vulnerability and get affordable options for managing and monitoring e-mail, firewall and intrusion systems. Using Cavion Security Solutions will provide peace of mind for your financial institution and your end-users.

Our Cavion® Connectivity Solutions offer your end-users and employees reliable connectivity to the online world. Communicate securely with end-users, branch employees, partners, suppliers and the Internet community through the broad spectrum of Cavion Connectivity Solutions.

uReinvest™ provides a simple process for customers to reinvest their CDs at maturity. Financial institutions can now send reminders to customers of their upcoming CD maturity dates, provide information on new investment options and provide the ability to reinvest the funds.

Encore® Teller supplies maximum processing flexibility and effectiveness with robust host integration, balancing, reporting and productivity features in areas such as teller referrals, document preparation and online help.

Touché® Analyzer gives you unprecedented insight into consumers’ needs and behaviors. The result of over 25 years of MCIF expertise in financial services, Touché Analyzer will have your entire organization reading off the same page, enabling you to provide better service, generate sales, guide your strategic plan, price your products competitively and be able to back it all up with an increase in profitability and enhanced consumer loyalty.

DPXPay™ is the person-to-person (P2P) payments solution provided to financial institutions that are part of the Direct Payment Exchange. DPXPay enables financial institutions to offer a convenient and secure way for account holders to send and receive payments. This easy-to-use service allows users to send a payment or request a payment from another person anywhere, at any time, using only the recipient’s e-mail address or mobile phone number.

Merchant capture is the next step in the evolution of image-based check processing, which allows for commercial customers to electronically capture and remotely transmit items from their institution to yours. With ActiveView™ Merchant Capture, your customers have the convenience of error-free balanced deposits from their place of business. Once complete, the deposits and images are transmitted to your back office for processing and clearing.

ActiveView™ Statement Printing is a statement production and distribution service that allows financial institutions to eliminate the difficulties associated with printing and mailing statements in-house, reduce costs, simplify workflows, and achieve increased statement integrity and quality.

FMS Accrued & Prepaid is a complete record keeping and control system that organizes your institution's prepaid expenses, accrued expenses, and deferred income items into electronic archives. It supplies complete transaction and file maintenance audit trails, incorporates operator-oriented entry routines for item set-up and inquiry, and adapts to the institution's unique accounting cycle.

FMS Fixed Assets maintains control over the carrying value and location of your institution’s physical assets. It automates the calculation of depreciation, archives all of the institution’s fixed assets, and supports book and tax basis record keeping. FMS Fixed Assets saves time by automating clerical routines and depreciation calculations.

FMS Investments is designed to assist investment officers in increasing net interest revenue and minimizing investment risk. It expands portfolio reporting and simplifies accounting operations. It combines easy transaction entry, daily updating, and automated month-end processing with extensive reporting to provide the information management needs.