SOLUTION FINDER

PhoenixEFE® Lending & Compliance provides end-to-end commercial, consumer and mortgage lending capabilities—from compliant documents & origination to administration and underwriting to customer, account and portfolio servicing to collections—every stage of lending is automated in one application.

PhoenixEFE® Self Service provides mobile, voice and Internet-based self-service solutions for consumers and businesses that enable real-time convenience and straight-through-processing automation.

PhoenixEFE® Business Intelligence is a combination of tools enabling you to conduct extensive market research and analysis, as well as integrate and launch campaigns across the enterprise. A powerful report writer empowers your staff to make decisions based on analysis from reports they create themselves. In addition, a flexible performance dashboard keeps key operational metrics always at hand—for any of your staff.

PhoenixEFE® Financial Accounting delivers specialized applications for general ledger accounting, investments portfolio analysis, fixed assets, accrued items, and accounts payable—all integrated with institution-wide financial data.

UltraData® Enterprise Core offers a suite of integrated, complementary applications, open architecture and connectivity providing a platform that ensures your credit union has a competitive advantage. As the only core solution to be SCP-certified by the Service Strategies Corporation, our knowledge-centered client support and service practices ensure you the highest level of service in the industry.

UltraData® Enterprise Self Service offers a comprehensive suite of innovative Internet solutions, helping you become a stronger competitor in the financial marketplace and giving you the ability to better serve the needs of your members. UltraData Enterprise Self Service solutions allow members to choose when, where and how they bank…at their convenience…all in real time.

Your members rely on access to their financial services around-the-clock. Harland Financial Solutions wants to ensure you are prepared in the event a disaster strikes by providing a range of options to ensure business continuity 24 hours a day, 7 days a week. UltraData® Enterprise Business Continuity offers solutions for high availability, online data storage and disaster recovery, as well as outsourced IT and operational services.

With UltraData® Enterprise Collections, collectors can define up to 15 stages of delinquency to tailor a progressive series of collection methods. Research shows that better targeting leads to increased recovery. With UltraData Enterprise Collections, members can be contacted and counseled before problems worsen. This saves time and reduces charge-offs, minimizing losses related to delinquent loans.

UltraData® Enterprise CRM provides a single control point for all member contacts and sales campaigns, enabling a credit union to focus efforts on both service and sales. This enterprise-wide approach includes powerful contact management, sales and incentive tracking, referral management, problem resolution, campaign and schedule management, and provides a complete view of each member.

Intrieve®Advantage Core is an outsourced, fully integrated core solution for thrifts and savings banks. Developed and customized specifically for this financial sector, IntrieveAdvantage Core is an online, real-time system that maximizes your profitability, enhances customer service, and boosts productivity. Built on .NET architecture, IntrieveAdvantage Core utilizes a relational database so you and your staff can view a complete profile of a customer.

LaserPro® Consumer Lending allows you to quickly process consumer applications from cross-selling to closing, while maintaining loan documentation compliance. It includes multi-state lending, interstate branching and collateral documentation for all 50 states.

CreditQuest® Financial Analyzer, an advanced financial statement management and analysis software system, reduces the time spent by credit officers and credit analysts capturing, reviewing and analyzing their customers’ financial statements. In addition, it offers credit professionals a full range of analysis capabilities, including flexible financial analysis tools, mainstream and customizable ratios, covenant monitoring and custom reports and graphs.

CreditQuest® Rating Manager is a highly-flexible software solution that enables financial institutions to deploy and use a wide range of risk rating models. It supports models that incorporate borrower demographics, financial statement elements, management quality assessments, industry segment risk, related parties, account activity, quality of collateral, real-time exception alerts and more. These models may automatically aggregate the information available to the financial institution regarding counterparties, facilities and collateral.

Cavion® Bill Pay is one of the most complete bill management services in the market. It allows consumers to receive, view, manage and pay all of their bills, whether paper or electronic, online at their convenience through Cavion Internet Banking.

Cavion® Business Bill Pay enables you to provide your business banking clients with a time-saving, value-added service. It enables businesses to manage and pay their bills (paper or electronic) and invoices from Cavion Business Banking.

As mobile apps become more sophisticated, consumers are demanding banking applications and services that are more intuitive and fun to use. The Cavion® Mobile Banking App combines the benefits of Internet banking with the power of smartphone devices, providing quick access to account information. With the Cavion Mobile Banking App, account holders easily navigate through menu options to transfer funds, view account balances, access account history and locate and get directions to ATM and branch locations.

Cavion® Voice Banking Professional takes the voice channel to the next level. It’s packed with the latest features for both retail and business customers with an intuitive user interface and a “voice” that’s easy on the ears. Cavion Voice Banking Professional fully integrates with Cavion Internet Banking.

Merchant capture is the next step in the evolution of image-based check processing, which allows for commercial customers to electronically capture and remotely transmit items from their institution to yours. Now, with Cavion® Merchant Capture, your customers have the convenience of error-free balanced deposits from their place of business. Once complete, the deposits and images are transmitted to your back office for processing and clearing.

Protect your network, customer data and Internet connectivity assets with Cavion® Security Solutions. Assess vulnerability and get affordable options for managing and monitoring e-mail, firewall and intrusion systems. Using Cavion Security Solutions will provide peace of mind for your financial institution and your end-users.

Our Cavion® Connectivity Solutions offer your end-users and employees reliable connectivity to the online world. Communicate securely with end-users, branch employees, partners, suppliers and the Internet community through the broad spectrum of Cavion Connectivity Solutions.

Encore® Teller supplies maximum processing flexibility and effectiveness with robust host integration, balancing, reporting and productivity features in areas such as teller referrals, document preparation and online help.

Touché® Analyzer gives you unprecedented insight into consumers’ needs and behaviors. The result of over 25 years of MCIF expertise in financial services, Touché Analyzer will have your entire organization reading off the same page, enabling you to provide better service, generate sales, guide your strategic plan, price your products competitively and be able to back it all up with an increase in profitability and enhanced consumer loyalty.

Flexible PIN debit transactions continue to grow as consumers embrace more convenient and secure payment methods. Card Payments Debit enables your financial institution to keep up with this growing demand by providing PIN debit card processing programs.

Credit card acceptance is no longer a choice in today’s competitive marketplace. With Card Payments Merchant Services, your financial institution will be positioned to acquire new merchant accounts, strengthen relationships with existing commercial customers and grow revenue.

Frequency of use. This is what drives the profitability of your credit and debit card programs. Card Payments Rewards delivers turnkey rewards programs that are easy to implement, customizable to your needs and let you offer your cardholders the benefits they value most.

DPXPay™ is the person-to-person (P2P) payments and account-to-account (A2A) transfer solution provided to financial institutions. This easy-to-use service allows account holders to conveniently and securely send a payment or request a payment from another person anywhere, at any time, using only the recipient’s e-mail address or mobile phone number.

ActiveView® Teller Capture is a comprehensive, image-based transaction processing solution that enables frontline employees to capture images of checks, deposit slips, payment coupons and more at the teller line.

FMS Accrued & Prepaid is a complete record keeping and control system that organizes your institution's prepaid expenses, accrued expenses, and deferred income items into electronic archives. It supplies complete transaction and file maintenance audit trails, incorporates operator-oriented entry routines for item set-up and inquiry, and adapts to the institution's unique accounting cycle.

FMS Fixed Assets maintains control over the carrying value and location of your institution’s physical assets. It automates the calculation of depreciation, archives all of the institution’s fixed assets, and supports book and tax basis record keeping. FMS Fixed Assets saves time by automating clerical routines and depreciation calculations.

FMS Investments is designed to assist investment officers in increasing net interest revenue and minimizing investment risk. It expands portfolio reporting and simplifies accounting operations. It combines easy transaction entry, daily updating, and automated month-end processing with extensive reporting to provide the information management needs.