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Harland Financial Solutions pioneered the development of the MCIF System. Our business intelligence products were designed to increase your institution’s profitability in a multitude of ways, including segmenting your clients into profitability categories, refining product profitability, increasing market share, maximizing the return on investment of your promotions, reducing expenses, and improving customer retention with targeted services that address consumers' needs. Our solutions manage all sales and referral activities, as well as problem resolution and service requests.