Joe Theismann - Opening Keynote

Twelve-year NFL veteran and this year's keynote speaker, Joe Theismann, teaches audiences how to tackle change by keeping a positive mental outlook and committing to a vision that guides them to the top.

Drawing from personal experience, Theismann knows how to deal with the Challenge of Change. On November 18, 1985, he was on top of his game -- a two-time Pro Bowl player and the most productive quarterback in the history of the Washington Redskins. Later that evening, he found himself in a hospital bed with a compound fracture to his leg, shattering both his career and his boyhood dream. At age thirty-five, he was faced with starting over his personal life and professional career. In his charismatic and entertaining style, Theismann gives a stirring presentation that inspires audiences to overcome adversity

Cary Mullen - Closing Keynote

This year’s closing speaker, Cary Mullen, is a two-time Olympian and World Cup Champion. He has lived on the edge for 10 years as a competitive ski racer representing Canada throughout the world. Mullen believes in doing things smarter, faster, and better. He set the world downhill speed record on the world’s most famous ski course – in Kitzbuhel, Austria. This downhill record still exists today at an amazing speed of 97mph.

Propelling audiences to the top of the world’s most challenging mountains, Mullen shares the thrill of skiing faster than anyone else in the world. A believer in “championing greatness”, he also recounts the pain and anguish of three near fatal crashes and the growth he experienced in facing such adversity. His powerful presentation teaches life lessons and inspires higher levels of excellence.

Kent Conrad - CISA

Mr. Conrad has over 20 years of experience consulting financial institutions. As a director with the Technology Risk Management Services group of RSM McGladrey, he provides a variety of consulting services, including strategic information technology (IT) and IT governance, system selection, vendor management, and vendor contract consulting.

Richard K. Crone - Crone Consulting, LLC

Richard K. Crone leads Crone Consulting LLC, helping financial institutions, billers, merchants, payment networks, processors, start-ups and investors transform payments from a cost of business to revenue-producing new lines of business. Crone Consulting, LLC has performed due diligence on many of the largest M&A deals and tier-one venture-backed investments in online “alternative payments” and the mobile commerce arena.

Frank Diekmann - The Credit Union Journal

Frank Diekmann is the publisher and editor-in-chief of The Credit Union Journal and has covered credit union stories all over the U.S. and from Sydney to Prague. In 1997, Diekmann co-founded The Credit Union Journal, which reaches more than 8,500 credit union executives every week in the U.S., Canada and Australia. In 1990, Diekmann created the first credit union newsweekly in founding Credit Union Times. Prior to that, he covered the banking industry for five years, and prior to that worked as a sports writer in Cincinnati.

Marley Gray - Microsoft

Marley Gray currently serves as the banking industry technical strategist for Microsoft’s U.S. Financial Services Group. In this role, he is responsible for developing and communicating the company’s technology strategy to the market, as well as working with key banking customers to adopt Microsoft software.

Marley’s information technology career spans more than 14 years. He specializes in .NET development, platform strategy, competitive technologies and enterprise application integration – and is a strong advocate for creating superior user experiences by leveraging Microsoft technology. Prior to his current position, Marley was a founding member of the Developer and Platform Evangelism Team (DPE) and a development consultant for the U.S. Financial Services Group, providing proof-of-concept architectures to the largest financial services companies in the United States.

A regular speaker at Microsoft’s industry architect and developer events, Marley graduated from Appalachian State University in 1991 and is an avid reader and football fan. He currently lives in the Charlotte, N.C., area with his wife and two children.

Patricia Hines - TowerGroup

Patricia Hines is a Research Director specializing in small business banking and commercial lending for TowerGroup's Wholesale Banking service. Patty's areas of expertise include strategy, best practices, product management, delivery channels, and software applications. Patty has more than 20 years’ experience in a variety of business, technology, and operations positions supporting commercial and small business banking at both financial institutions and software providers.

Sai Huda - Compliance Coach

Sai Huda, Chairman and CEO of Compliance Coach Inc., is one of the nation’s leading regulatory compliance experts in the financial services industry. Huda has over 20 years of experience in the financial services industry and was previously the chief compliance officer with some of the nation’s leading financial institutions, such as Advanta Corp. and San Diego Financial Corp. He is a Certified Regulatory Compliance Manager (CRCM), a Certified Internal Auditor (CIA) and a Certified Risk Professional (CRP).

Terence Roche - Cornerstone Advisors

Terence Roche brings to his position as principal at the Cornerstone Advisors more than 25 years of experience in banking and consulting. Prior to founding Cornerstone, Roche was a managing director at M ONE, Inc., where he built the firm's highly successful vendor selection practice. Before M ONE , Roche served as Senior Vice President of Systems and Technology at Bay View Federal Bank in San Francisco. He is also a regular contributor to the well-known GonzoBanker newsletter.

Terence J. Roth - Federal Reserve Bank of Cleveland

Terence Roth is a vice president in the Federal Reserve System's Retail Payment Office at the Federal Reserve Bank of Cleveland. He is responsible for national check-product development and check-product management. Roth joined the Cleveland Bank's Check Department in 1973. Before assuming his current role, he served in a variety of positions including night check collection manager, product development manager, assistant vice president of the Marketing Department, assistant vice president and sales manager. Roth was named vice president and the bank's quality officer in 1996.