Business Banking
What is Business Banking?
Business Banking is a real-time secure online banking solution designed for your customers small business needs. Business Banking offers payment options such as Business Bill Pay, ACH Origination, and Account to Account transfers that enable your business customers the flexibility to move money at their convenience. Provide them with real time account alerts, secure messaging, access to online statements and check images, and the ability to download their account information to their financial management software.
Why Business Banking
Business Internet Banking clients focusing on the small business market perform better in earnings, net interest margin, and efficiency than those who do not offer business banking. Customer loyalty - the majority of small businesses prefer to use the same provider for their consumer and small business banking. Once a banking relationship has formed, the opportunity to disrupt that relationship is fairly difficult.
How will Business Internet Banking Help Your Institution?
The ongoing creation of small businesses represents a good opportunity for financial institutions to secure market improvements. From the more traditional commercial banking perspective, new owners represent an opportunity to attract the new owner’s business due to less affinity to the institution by the new owner. Typically younger new owners would be more likely to use banking technologies less tied to proximity. For example, increased use of internet banking, cash management, debit cards and check truncation technologies reduce the need for errands to a physical bank branch. The changes also represent opportunities for financial institutions to provide consultative services to both sellers and buyers, provide financing and other services to support the transfer, and to assist the sellers in tax planning, retirement planning and wealth management.
Our Approach
Harland Financial Solutions Business Internet Banking delivers online functionality that small business owners need to effectively manage their businesses.
- Business Account Management
- Business Bill Pay
- Online statements
- Account to Account Transfers
- ACH Origination
- Account Sweeps
- Security Access Control
- Secure Messaging
- Quick Books Downloads
- Marketing Campaign Manager
Why Harland Financial Solutions?
With over 6,000 clients, Harland Financial Solutions is one of the leading providers of technology to U.S. financial institutions. Harland Financial Solutions products include deposit & loan origination, platform, teller, call-center, mortgage, business intelligence, core processing, customer relationship management systems, document solutions and item processing / electronic management solutions.