Small Business Solutions
Financial institutions are increasingly focused on serving the needs of small businesses. And for good reason. Institutions that focus on the small business segment routinely achieve higher than average earnings, net interest margin and efficiency, than those institutions that remain primarily focused on the retail segment.
Some of the most exciting recent advances in technology have occurred in support of financial institutions’ business banking capabilities. Harland Financial Solutions is leading the way with a suite of solutions designed to help its clients better understand how to attract and serve small businesses.
Business Banking
Business Banking is a real-time secure online banking solution designed for your customers small business needs. Business Banking offers payment options such as Business Bill Pay, ACH Origination, and Account to Account transfers that enable your business customers the flexibility to move money at their convenience. Provide them with real time account alerts, secure messaging, access to online statements and check images, and the ability to download their account information to their financial management software.
Relationship Lending and Credit Risk Management
Harland Financial Solutions knows that small business banking is a balancing act. To thrive in this competitive market, your institution needs to make and keep clients happy. You must maintain a healthy profit margin while managing credit risk at the transaction and portfolio levels. Relationship Lending and Credit Risk Management through Harland Financial Solutions can provide a unique advantage that helps you address these challenges.
Harland Technology Services
Harland Technology Services is a nationwide provider of computer maintenance, network design and installation and network administration services. We are centrally located in Omaha, Nebraska, but provide service out of over 160 strategically located centers across the United States.Our services keep over 13,000 customers’computer and printer systems up and running
Merchant Capture
Merchant capture is the next step in the evolution of imaged based check processing which allows for commercial customers to electronically capture and remotely transmit items from their institution to yours. Beginning with the Check Clearing for the 21st Century Act (Check 21) financial institutions started moving the capture of deposits farther and farther away from the back office. Now, with Merchant Capture, your customers have the convenience of error-free balanced deposits from their place of business. Once complete the deposits and images are transmitted to your back office for processing and clearing.