Risk Management

CreditQuest®

CreditQuest^® is a complete end-to-end commercial credit management system that brings origination, analysis, underwriting, documentation and executive reporting together in a single streamlined solution.

While risk cannot be eliminated, it can be managed and controlled. CreditQuest helps control credit risk by letting you monitor your institution's credit portfolio, leveraging the risk-related information about your customers into a quantitative risk-rating model. Control operational risk using CreditQuest to standardize workflow and credit management policies.

CreditQuest provides a unified, relationship-centric view of the customer’s financial data and supporting documents, and it integrates with LaserPro^®, Harland Financial Solutions’ industry-leading documentation solution.

DecisionPro™

DecisionPro™ is a consumer application processing system that combines automated decisioning and origination workflow management to reduce credit and operational risk in consumer lending. For loan closing documents, DecisionPro integrates seamlessly with LaserPro^®, Harland Financial Solutions' industry-leading documentation solution.

DecisionPro delivers a powerful suite of productivity tools designed to accelerate processing, improve decision quality, and ensure fair and consistent treatment of each applicant. The majority of credit underwriting steps are automated, making it faster and easier to process a credit application, and utilizing your staff more effectively. DecisionPro is also highly tailorable, offering flexibility in workflow and levels of decision automation.