Scalable, innovative, and backed by dedicated professionals, Item Processing Services is a comprehensive suite of item processing solutions. We offer all item processing activities including image capture, balance cash letters, image exchange services and statement rendering. Multiple delivery options for customer statements are available, too.
Harland Financial Solutions can help you take advantage of Check 21 opportunities with branch image capture and merchant remote capture. Because processing needs differ by bank and region, Harland Financial Solutions has multiple outsourced solutions for you.
Item Processing Services is customizable to meet your needs. You decide how to leverage our offerings to best serve your customers. We assist you during routine processing and during bank peak periods and holidays when staffing concerns arise.
Branch Image Capture: Our branch image capture system can be tailored to meet your needs. If you routinely have a large volume of items, elect a high speed capture platform for faster throughput. Or, if your bank’s volume is traditionally small to moderate, a lower speed capture system could be ample. Distributed image capture extends end-of-day branch cutoff times.
Regardless of speed, use multiple capture devices to capture item images. You can elect to capture at a centralized location, individual branches, or workstations. And, once the images are stored on our centralized, high capacity systems, they are immediately available to you for research and customer requests.
Once you’ve captured the images, we perform payment processing activities including image creation, balance, cash letters, image exchange services, and statement rendering. Customer statements can be imaged, sent via email, DVD, CD-Rom, or truncated. Courier costs can be significantly reduced or eliminated.
Image Exchange Services: Image exchange services are available to financial institutions utilizing Item Processing Services. Image exchange enables you to leverage the Check 21 Act to your bank’s advantage, quickly clearing items with faster access to funds.
Once checks are captured as digitized images, they can be cleared through an image exchange. Through our correspondent bank relationship or the Federal Reserve Bank, images quickly clear. Your bank enjoys a reduction in float time, minimized fraud, and increased operational efficiency with image exchange.