Electronic Funds Transfer is the easy way to meet your customers’ electronic banking needs. Providing customers with 24 x 7 x 365 access to their account information and funds is essential in today’s competitive financial market. Delivering secure signature, ATM, and PIN based debit processing ensures your customers’ ease to account access. Electronic Funds Transfer is reliable and consistent, ensuring near 100% network availability via HP Non-Stop systems and ACI Base24 software – the industry’s proven standards. Boost ATM and point of sale (POS) revenue for your bank with maximum network uptime.
Network Neutrality Harland Financial Solutions maintains unbiased relationships with all major national and regional EFT networks. Whether you desire a cost effective network or broad ATM access, our neutrality enables us to find the network that best fits your financial institution’s needs.
Security and Risk Management: Embedded with multiple layers of security, Electronic Funds Transfer relies on a neutral network alert system to reduce potential for signature debit fraud losses. The Fraud Risk Identification Service (FRIS) and PIN FRIS monitor and generate alerts for unusual cardholder transactions to quickly stop potential fraudulent activity. The system standards are compliant or exceed ongoing data encryption initiatives.
ATM Driving and Monitoring: Drive, monitor, and support your ATM terminals with Harland Financial Solutions. Compliant with ongoing data encryption initiatives, Electronic Funds Transfer supports all major ATM manufacturers and multiple ATM software types as well as offers dial up support of offsite cash dispensers. Multiple communication protocols are maximized with our telecommunications experience and expertise. Leverage your ATM investment with our robust transaction set and alternate media dispensing (i.e. stamps, tickets, etc.).
Worldwide ATM and POS Access: Electronic Funds Transfer maintains connectivity with all major national and regional EFT networks, giving your cardholders global access to ATMs and retail locations. Electronic Funds Transfer processes signature and PIN-based transactions, supporting both Visa ® Check and Debit MasterCard ® programs. We also provide processing for electronic benefits transfer programs. Wide outlet access earns interchange revenue on signature and PIN-based transactions while your customers enjoy: 24 x 7 x 365 access to their funds, making purchases with funds automatically deducted from their accounts, carrying a single card with multiple functions, conducting retail transactions at locations worldwide, including e-commerce web sites, and receiving cash-back from PIN-based transactions.
Flexible Card Management Harland Financial Solutions’ card management solution is designed to meet the unique needs of your card portfolio.
- Flexible cash withdrawal and purchase limits for individual card holders
- Transaction information for customer services questions
- Updates for limit increase and blocked cards
- Flexible limits on transaction types by individual cardholder
- Multiple accounts and account types attached to one card