Item and Payment Processing
At Harland Financial Solutions, we recognize the evolution of banking, which is why we have changed the way we look at item processing. With the implementation of Check 21, check processing has evolved into an image based item processing system. Imaging the physical check enables you to reduce your operational costs and dramatically improve your item processing workflow.
Our open and integrated item processing solutions give banks the tools they need to reduce costs and increase operational efficiencies. Harland Financial Solutions works with any core or third party host vendor to offer seamless integration and workflow.
By delivering our products with a focus on flexibility, we are able to provide:
- The option of a completely integrated solution to enhance overall productivity
- Flexibility – because we realized image-based item processing is not a “one size fits all solution”
- A readiness to work with your bank and your core vendor to bring all your technology together efficiently
Our flexible and open technology also provides you with technology choices and delivery options choices. This enables you to create a technology environment that truly meets your needs.
CheckQuest In-House Item Processing
CheckQuest® provides financial institutions with a high-performance, image enabled item processing solution. CheckQuest's unique, patent-pending process, which combines check reading, forms processing and document identification capabilities, is built into the system and designed to improve the balancing efficiency and overall workflow of financial institutions. The CheckQuest system can process any number of bank documents without the aid of a Magnetic Ink Character Recognition (MICR) line or forms redesign that is often required with other traditional proof of deposit systems.
CheckQuest is a third-generation item processing system that delivers breakthrough improvement in check processing by leveraging patent-pending recognition technology, including automated courtesy amount and legal amount recognition, (CAR/LAR) and advanced database design. Most transactions running through CheckQuest are automatically balanced without operator intervention, providing maximum efficiency with dramatic reduction in amount entry workload
Item Processing Services
Intrieve Item Processing is a comprehensive suite of solutions that can be customized for your customers’ needs. We offer traditional item processing in our secure data center as well as branch image capture, image exchange, and ACH processing. Whether you are interested in fully outsourced item processing or distributed image capture, we have the knowledge and expertise to meet your processing needs. Customer service and research are simplified with our centralized, high capacity storage systems. Images are immediately available online. We perform all payment processing activities including capture, balancing, cash letters, and statement rendering. We offer multiple delivery options including email statements, imaged statements, truncated statements and more. Let us assist your staff and facilitate your workflow during bank peak periods and holidays.
Electronic Funds Transfer
Today’s consumers demand 24 x 7 x 365 access to their account information and funds. Financial institutions must provide robust ATM and signature‑ and PIN‑based debit processing to remain competitive and to provide customer service. Intrieve ATM& Debit Card Processing is the solution. Secure, scalable, and complete, Intrieve ATM & Debit Card Processing provides you the services that today’s customers expect.
Because we drive and monitor ATMs, we support all major ATM manufacturers and multiple ATM software types. Our robust transaction set maximizes your ATM investment and is ready for future growth.
Intrieve ATM & Debit Card Processing service offers extensive card management options that include flexible cash withdrawal and purchase limits, transaction information for customer service questions, multiple accounts and account types tied to a single card, and much more.