Cavion^® Internet Banking

Meet customer demands for both convenience and financial independence. Every online transaction drives more traffic to your website. By integrating your website and online services, your customers will see important news and promotions they may have otherwise missed. Our Internet Banking solutions include:

Internet Banking
Show customers you are there for them anytime, anyplace. We make it easy to give customers 24/7 access to their accounts and other valued information. Rely on Harland Financial Solutions to exceed the Internet Banking demands of both your customers and your financial institution.

Bill Payment
Give customers convenient, safe, and reliable, access to pay their bills online – 24/7. Bill Payment can be integrated with our Internet Banking platform, providing a seamless single-sign-on user experience, or it can be offered independent of any Internet banking product or data host. Choose to offer your customers good funds or risk-based settlement from a variety of third-party disbursement partners.

Business Banking
Provide a wide range of online tools specifically designed for your customers’ small business needs. Solutions include a variety of cash management capabilities such as Business Bill Pay, ACH Origination and Account to Account transfers and more. We deliver a complete solution with exceptional reliability and high-level security to increase operational efficiencies for your business customers.

Lending
Offer customers the ability to apply for loans online. Make immediate loan decisions and give them an on-the-spot response. Our interactive loan decisions are based on your financial institution’s own decision criteria and the applicant’s real-time credit bureau data at all major credit bureaus.

Imaging
Provide customers fast, easy and secure electronic access to their check images and statements when it is convenient for them from home or office.

Account Alerts
Give your financial institution the opportunity to notify your customers with real-time email account alerts. Customers define real-time, “tell me when” alerts that notify them when a check clears an account; an account balance threshold is met; and/or a specified transaction activity occurs. This solution is the perfect add-on to our Internet Banking solution, enabling your financial institution to truly leverage your 24/7 online banking channel.

Account to Account Transfers
Become the online hub for all your customers’ financial relationships. With our Account to Account (A2A) Transfer solution, you can offer your account holders the ability to move money between your institution and accounts at other financial institution. The result is that customers leverage your online banking solution as the central, trusted service for managing all their financial relationships.

Account Opening & Funding
Provide an automated online account opening and funding process for new accounts. Automating real-time account opening and funding allows you to lower account opening costs by minimizing costly manual processes and making products and services available to consumers 24/7. The net result to your financial institution is the reduction of weeks of processing time down to minutes!

Marketing Campaign Manager
Create, control, and track targeted marketing campaigns within your Cavion Internet Banking site. Display marketing ads and text messages that are tightly integrated into your existing website design and/or Internet Banking. Create them with easy-to-use administrative tools, control them with intelligent targeting rule sets, and track the results with up-to-the-minute reporting tools.

Secure Messaging
Communicate securely with your customers without fear of interception by hackers or third-party e-mail services. Customers can send a secure SSL -encrypted message that can be stored and answered in your Cavion Internet Banking administrative site, enabling customers to send your financial institution questions and other communications containing sensitive data, such as account numbers and balances.